Buying or selling a home can be stressful even under ordinary circumstances. Unfortunately, the current state of the world is far from ordinary. The housing market is feeling the crunch, as fewer buyers want to get out and shop for a home, and fewer sellers want to take a risk with selling. This isn’t to say that nobody’s buying and selling, of course; the market is just going through ...Read More

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    The interest rate used in Canada’s mortgage stress tests has fallen for the first time since 2016, making it slightly easier to become a homeowner. .     The interest rate used in Canada’s mortgage stress tests has fallen for the first time since 2016, making it slightly easier to become a homeowner.       ...Read More

There were 8,860 sales through MLS in the month, up from 8,024 in the same month last year.The rise in sales, combined with a very slight dip in new listings, helped push the average selling price up three per cent to $832,703. (Sean Kilpatrick/Canadian Press)         ...Read More

  Toronto home sales up 10% for the month of June, TREB says. The rise in sales, combined with a very slight dip in new listings, helped push the average selling price up three per cent to $832,703. (Sean Kilpatrick/Canadian Press) https://www.cbc.ca/news/canada/toronto/toronto-home-sales-june-2019-1.5199791?cmp=rss   ...Read More

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For housing markets in Canada, 2018 has been a year of restraint. But looking ahead to 2019, there are a number of potential outcomes to consider. The mortgage stress test was perhaps the most influential policy change that affected homebuyers in 2018. Under the new rules, which came into effect in January 2018, most homebuyers were required to qualify for a mortgage at a higher rate than the c...Read More